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Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.
Broker
A person who for payment of a fee procures insurance on your behalf.
Insurer
The insurance company providing the insurance.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.
Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
Salvage
Property taken over by an insurer to reduce its loss.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Policy
Written contract of insurance.
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